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Avoid the Trap When You Consolidate Debt, part iii
Avoid the Trap When You Consolidate Debt =================== To consolidate debt is a great idea with a trap built into it. The technique described here helps everyone in debt, but if you have an ongoing credit card debt you desperately need...

Benefits Of Consolidating All Your Debt Into One Monthly Payment
Consolidating all your debt into one monthly payment can have many benefits, some of which are listed below. Do you feel, like many others, that you are you are overburdened with debt or are paying out too much every month for your credit cards,...

Consolidate All Your Debt Into One Monthly Payment
Are you feeling overburdened with debt? Are you paying out too much every month for your credit cards, store cards and loans? Then why not replace them all with one, lower, convenient repayment through a consolidation loan? Consolidation...

Debt consolidation makes sense ‘only’ with low interest rates
Credit that cannot be managed or is not being repaid requires debt consolidation. Debt consolidation offers borrowers with a chance to repay their high interest loans at low interest rate. You must be thinking, ‘it sounds good, but how is it...

Debt consolidation – Options for Reducing Your Debt
Studies show that Americans are now saving less than ever before. Along with that, Americans are carrying a heavier debt load than ever. It’s easy for a home loan, a car loan and a few credit card bills to get out of hand, and many people are...

Settle Credit Card Debt Through consolidation

Do you feel the need for credit counseling services? Are you finding it hard to figure out how to manage your money so your debts are repaid? Are you having trouble making even the minimum payments on credit bills? Then it’s time to call in the experts.

It is easy to get overwhelmed by repayments when you are juggling many debts. Thousands of people just like you experience difficulty in keeping up with credit card bills, utility bills and repayments of mortgage, personal loans and other borrowings. The best thing to do is to acknowledge you have a problem and ask for help. Seeking credit counseling from people who know how to manage money is the sensible route to take.

!1 Debt Consolidation and Debt Reduction Service brings you credit counseling that will put your finances back on track in no time. When you use our credit counseling services, our experts draw up a personalized debt consolidation plan that can get you out of debt faster than you would think possible. Your firm conviction and a resolve not to use your credit cards while the program is on is all it takes to guarantee its success.

Our consultants will help you track your monthly finances so you know where your money is going. This way you will find out whether you have been making any unnecessary expenditure. The

exercise also unveils potential avenues for saving. You could cut back spending in some areas, for instance by buying cheaper groceries for a while or eating out less frequently. The consultants then work with you to create a budget that would leave you with cash to spare after taking care of all your essential expenses. That money is used to settle your debts.

Simultaneously, we would speak to all your creditors to have the interest and penalties you pay on your dues either eliminated or lowered. This way the sum you owe would come down quite dramatically, in most cases by at least 40 percent. All your debts would also be consolidated so that you can settle them through one, lower monthly payment. That means you would be left with cash to spare, which you could use to speed up repayments or build up savings. Sticking to this plan would get you out of debt within a few years and your credit would also be rebuilt in the process.

Managing the money you already have more efficiently to pay off your dues makes more sense than borrowing even more to settle debt. If you feel the need for credit counseling services, visit and fill out our easy online form.

About the Author

I write articles and provide consultancy on Debt Consolidation