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Bad Credit Debt Consolidation by www.alifeoutofdebt.com
Are you afraid of bad credit? Then this article is perhaps for all of you who feel bad credit is an issue. Let this be your first step towards Consumer Credit counseling. No doubt there are numerous bad credit personal loans but hunting for...

Bad Credit Debt Consolidation Loans
Are you looking to consolidate credit card or other debt? Do you have bad credit history? There are many options available online nowadays to help you consolidate your debt. Whether you are wanting to consolidate credit card debt or other kinds of...

Canadian Debt Consolidation
Life throws people a number of challenges often on a daily basis and unfortunately, some of those are financial challenges. The loss of a job, an illness and many other situations can make paying off loans difficult to do. Sometimes people simply...

Debt Consolidation Primer – Four Things You Can Do to Get Out of Debt
Problem debt is rampant throughout America. In addition to mortgages and auto loans, the average household in the U.S. has nearly $10,000 in credit card debt. As the major credit card companies have recently doubled their minimum payment...

Debt Consolidation with Free Government Grants? One Scam to Avoid
Have you ever seen a commercial or an ad promising “free government grant money?” According to these ads, the government and other organizations give away nearly one half a trillion dollars each year, and all you need to do is apply! The ads go...

 
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Debt Consolidation with Free Government Grants? One Scam to Avoid

Have you ever seen a commercial or an ad promising “free government grant money?” According to these ads, the government and other organizations give away nearly one half a trillion dollars each year, and all you need to do is apply! The ads go on to state that the money can be used for anything, including debt consolidation , student loans, a yacht or just about any frivolous thing you can imagine. All you need to do is call their toll free number, buy their book or enroll in their program and the details are soon on their way to you.

A half a trillion dollars is certainly enticing, but are organizations really just giving money away for the asking?

Not exactly. Grants are certainly available from the Federal Government and elsewhere, but it’s not as though the money is just handed out for the asking. Grants are usually given by organizations interested in achieving specific goals. If you’re interested in bringing water to the desert, you might find an organization that’s interested in global water distribution to aid you in your quest with a grant. It’s doubtful that you’ll find an organization that’s interested in helping you


pay off your Mastercard bill or funding your dream vacation home in Sun Valley. Some of these organizations that advertise grant information are running scams, and they’re just out to take your money and run. Others are fairly legitimate in that they will provide information to you for your fee, but the information they provide is readily available elsewhere for free

If you are really interested in grant money, there’s no reason to answer to the ads on TV promising “free grant money.” The term “free grant money” is a rather odd term, anyway, since the word “grant” means “bestow” – it’s a gift, and if it’s a gift, then of course it’s free! You can find out about grants from the Federal Government by visiting the official Government grant Website – www.grants.gov. If you are in doubt about one of these organizations, it never hurts to check with your local Better Business Bureau.

About the Author

©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com/ and http://www.HomeEquityHelp.net/