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Informative Articles

A Simple Debt Consolidation Loan Can Save You Money Immediately And Even Stop Foreclosure.
Many people contact us when they are 30, 60 and 90 days in their mortgage payments. If they are this late with their house payment they are generally behind with the car and have several credits cards that are maxed out. A simple debt...

Begin The Debt Consolidation Process Today
Are you in debt? Are you tired of answering harassing call and mails from various creditors? Are you unsure of whom to pay and for how much? Do you have too many cards and are not sure how much you owe? In today’s economy, it is all too easy to get...

Debt Consolidation Primer – Four Things You Can Do to Get Out of Debt
Problem debt is rampant throughout America. In addition to mortgages and auto loans, the average household in the U.S. has nearly $10,000 in credit card debt. As the major credit card companies have recently doubled their minimum payment...

Debt Help Online - How To Rebuild Your Credit By Consolidating Debt
By consolidating your debt you can rebuild your credit by making on time payments, paying off your debts, and increasing your cash reserves. Depending on your debt load, you can improve your credit situation within two years, enabling to qualify...

Unemployed debt consolidation - When you have reached your financial brink.
There have been a lot of arguments against debts as being a very insecure situation. They are denounced as having many repercussions which penetrate a person's social, moral, individual, family level. This is true to some extent. I can say this...

 
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Debt Consolidation with Free Government Grants? One Scam to Avoid

Have you ever seen a commercial or an ad promising “free government grant money?” According to these ads, the government and other organizations give away nearly one half a trillion dollars each year, and all you need to do is apply! The ads go on to state that the money can be used for anything, including debt consolidation , student loans, a yacht or just about any frivolous thing you can imagine. All you need to do is call their toll free number, buy their book or enroll in their program and the details are soon on their way to you.

A half a trillion dollars is certainly enticing, but are organizations really just giving money away for the asking?

Not exactly. Grants are certainly available from the Federal Government and elsewhere, but it’s not as though the money is just handed out for the asking. Grants are usually given by organizations interested in achieving specific goals. If you’re interested in bringing water to the desert, you might find an organization that’s interested in global water distribution to aid you in your quest with a grant. It’s doubtful that you’ll find an organization that’s interested in helping you


pay off your Mastercard bill or funding your dream vacation home in Sun Valley. Some of these organizations that advertise grant information are running scams, and they’re just out to take your money and run. Others are fairly legitimate in that they will provide information to you for your fee, but the information they provide is readily available elsewhere for free

If you are really interested in grant money, there’s no reason to answer to the ads on TV promising “free grant money.” The term “free grant money” is a rather odd term, anyway, since the word “grant” means “bestow” – it’s a gift, and if it’s a gift, then of course it’s free! You can find out about grants from the Federal Government by visiting the official Government grant Website – www.grants.gov. If you are in doubt about one of these organizations, it never hurts to check with your local Better Business Bureau.

About the Author

©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com/ and http://www.HomeEquityHelp.net/